Your Ultimate MLTC Guide in New York

Navigate MLTC in New York with our guide, covering enrollment, services, and recent updates.

March 4, 2024

Understanding Managed Long-Term Care

When navigating the landscape of healthcare for the chronically ill or individuals with disabilities, Managed Long-Term Care (MLTC) serves as a vital resource. This guide on MLTC in New York aims to shed light on its basic structure and different models, providing a foundation for better understanding of the system.

Basics of MLTC in New York

MLTC in New York is a program that aids individuals who are chronically ill or have disabilities in accessing health and long-term care services. The primary objective is to facilitate these individuals to stay in their homes and communities for as long as possible. Services covered under MLTC include home care and adult day care, among others. Central to the program is the provision of choice and flexibility in acquiring necessary services from one place.

MLTC plans, operating in New York State, cover Medicaid services and are designed to assist those chronically ill or disabled who require both health and long-term care services in their homes and communities. These plans can cover services like home health aides, medical equipment, and modifications to make homes safer and more accessible. In addition, MLTC plans in New York must cover the same services as Medicaid, and they may offer additional services like adult day health care, respite care, and consumer-directed personal assistance services (CDPAS) [2].

Different Models of MLTC

In New York State, there are two primary models of Managed Long-Term Care: Programs of All-Inclusive Care for the Elderly (PACE) and Managed Long-Term Care Plans.

PACE Organizations are designed to provide comprehensive health care services for individuals aged 55 and older, funded by both Medicare and Medicaid. The goal of PACE is to help older adults live as independently as possible in their homes and communities while receiving high-quality care.

On the other hand, Managed Long-Term Care Plans offer long-term care services, ancillary, and ambulatory services, receiving payment from Medicaid. This model focuses on coordinating healthcare services for individuals who may require assistance in their daily activities over an extended period.

Understanding the basics and different models of MLTC in New York can help individuals and caregivers make informed decisions that best suit their health and long-term care needs.

Eligibility and Enrollment for MLTC

Understanding the eligibility criteria and the enrollment process is crucial for those interested in Managed Long-Term Care (MLTC) in New York. Here is a detailed guide on the steps involved.

Criteria for Enrollment

In New York, individuals who require community-based long-term care services like personal care, home health services, therapies, private duty nursing, and Adult Day Health Care are mandated to enroll in Managed Long-Term Care Plans or Care Coordination Models. This mandate was part of a Medicaid Redesign Team Initiative approved by CMS on August 31, 2012, and is applicable to residents of New York City. The initiative aims to transition and enroll recipients in need of such services into MLTC Plans or CCMs in NYC and eventually across the State [1].

Furthermore, New York transitioned from voluntary enrollment to mandatory enrollment in MLTC for dually eligible adults (those with Medicare and Medicaid) aged 21 and above, who are seeking community-based long-term care services. This shift, authorized by a federal 1115 waiver, requires individuals to enroll in an MLTC plan, which will control, approve, and pay for Medicaid home care services and other long-term care services [3].

Process of Enrollment

The enrollment process for MLTC in New York is straightforward. Individuals can contact the plan in their area either by themselves or through a family member, friend, or doctor. The plan will conduct one or more home visits before enrollment to assess the individual's needs and preferences [1].

In addition, individuals can access the MLTC plan by referral from a physician, another healthcare provider, or the Local Departments of Social Services (LDSS) in New York. The LDSS verifies the appropriateness of the enrollment.

Navigating the world of MLTC can be complex, but understanding the criteria and process of enrollment can simplify the journey. By staying informed, eligible individuals can ensure they receive the long-term care services they need.

Services Covered by MLTC

Managed Long-Term Care (MLTC) in New York provides a comprehensive array of health and social services to individuals who are chronically ill or have disabilities. The goal is to help these individuals stay in their homes and communities as long as possible. This section will provide a detailed account of the core and additional services covered by MLTC plans.

Core Services in MLTC Plans

MLTC plans are designed to cover a wide range of services that are necessary for individuals with chronic health conditions or disabilities. These services aim to enhance the quality of life of the members and help them maintain their independence. Core services covered by MLTC plans usually include:

  • Home health aides
  • Medical equipment
  • Home modifications for safety and accessibility
  • Nursing home care
  • Adult day health care
  • Physical therapy
  • Occupational therapy
  • Speech therapy
  • Audiology
  • Respiratory therapy
  • Vision care
  • Dental care
  • Personal care
  • Social work services
  • Nutritional counseling
  • Rehabilitation
  • Non-emergency transportation to health services.

These services are covered to the same extent as they would be under Medicaid [2].

Additional Services in MLTC Plans

In addition to the core services, MLTC plans in New York may offer additional services. These services are designed to provide extra support to members and further enhance their quality of life. Additional services that may be covered by MLTC plans include:

  • Adult day health care
  • Respite care
  • Consumer-directed personal assistance services (CDPAS)
  • Social day care
  • Personal emergency response system
  • Home-delivered or congregate meals
  • Social and environmental supports.

These additional services are above and beyond what traditional Medicaid covers and are designed to provide comprehensive, coordinated care for members [2].

The precise services covered can vary from one MLTC plan to another, so it's important for individuals and their caregivers to review each plan carefully to understand which services are covered. This will ensure they choose the plan that best meets their specific needs and circumstances.

Changes and Updates in MLTC

Staying informed about the changes and updates in Managed Long Term Care (MLTC) plans is crucial for beneficiaries to ensure they receive the appropriate care. The following sections provide a look into the recent amendments and future changes in MLTC plans in New York.

Recent Amendments in MLTC

Several changes to MLTC plans in New York have happened over the past few years. In 2020, the state amended the law to restrict MLTC eligibility and eligibility for personal care and the Consumer-Directed Personal Assistance Program (CDPAP) services. The new criteria require individuals to need physical assistance with three Activities of Daily Living (ADL), unless they have dementia, in which case supervision with two ADLs is sufficient for eligibility. Additionally, new assessments have been mandated for all MLTC applicants and members [3].

Earlier in 2018, the law was amended to lock-in enrollees into a specific MLTC plan after a 90-day grace period post-enrollment. This change prevents members from changing plans except for good cause after the initial 90 days.

Most recently in November 2021, new regulations were implemented allowing MLTC plans in New York to reduce hours of care without proof of a change in medical condition or circumstances. However, these reductions can only occur in limited circumstances for individuals who were required to enroll in an MLTC plan following Medicaid home care services from local agencies, mainstream plans, or closed MLTC plans. These members had Transition Rights upon transferring to the MLTC plan [3].

Future Changes and Updates

Looking to the future, the New York State Department of Health has announced that MLTC plans are unwinding from the COVID-19 Public Health Emergency. This unwinding includes the resumption of MLTC involuntary disenrollments planned for December 1, 2023, and thereafter for Partial Capitation, Medicaid Advantage Plus (MAP), and Programs of All-Inclusive Care for the Elderly (PACE) plans.

Moreover, New York has transitioned from voluntary enrollment to mandatory enrollment in MLTC for dually eligible adults (those with Medicare and Medicaid) aged 21 and above, who are seeking community-based long-term care services. This shift, authorized by a federal 1115 waiver, requires individuals to enroll in an MLTC plan, which will control, approve, and pay for Medicaid home care services and other long-term care services [3].

These changes, both recent and future, underline the importance of keeping up-to-date with the latest developments in MLTC plans in New York. Beneficiaries and caregivers should regularly review updates from the New York State Department of Health and consult with healthcare professionals to ensure they are making the most informed decisions about their long-term care.

Quality Assurance in MLTC

Quality assurance is a fundamental aspect of any healthcare program, and Managed Long-Term Care (MLTC) in New York is no exception. Ensuring that MLTC plans provide the best possible care to the chronically ill or disabled is paramount. This section will delve into the mechanisms put in place to monitor the care and services provided by MLTC programs, as well as the standards and protections that these programs must uphold.

Monitoring of Care and Services

The quality of care and services provided by the MLTC program is monitored through multiple avenues. According to the NY State Department of Health, these include readiness reviews, periodic site visits, investigation of complaints, review of financial statements, and external quality reviews.

MLTC plans are required to provide an independent assessor to determine what types of services a person needs and how often. A care manager is also provided to help develop and supervise the care plan. These roles ensure that each individual enrolled in the program receives personalized and appropriate care.

Moreover, collaboration between the New York State Department of Health (DOH) and the New York State Office for the Aging (NYSOFA) has led to the development of a template for Social Adult Day Care (SADC) and Social Adult Day Services (SADS) Person Centered Service Plan (PCSP). This template ensures compliance with Home and Community Based Services (HCBS) Final Rule requirements [5].

Standards and Protections in MLTC

In terms of standards and protections, services provided through MLTC plans are required to meet the same standards and provide the same protections as Health Maintenance Organizations (HMOs).

These standards and protections are essential for maintaining the quality of care provided to the program's enrollees. They ensure that all MLTC plans adhere to a high level of service and that enrollees are protected from any potential issues or complications.

In conclusion, quality assurance in MLTC involves a multi-faceted approach, including monitoring of care and services and adherence to strict standards and protections. These measures ensure that MLTC in New York provides the best possible care to the chronically ill or disabled, helping them to live healthier, more independent lives in their homes and communities.

Linguistic Accessibility in MLTC

In the context of Managed Long-Term Care (MLTC) in New York, it's vital to ensure that language is not a barrier for enrollees. To this end, most MLTC plans employ bilingual staff and offer translation services, providing comprehensive care to a diverse population.

Bilingual Staff in MLTC

The presence of bilingual staff in MLTC plans ensures that members can communicate effectively regardless of their preferred language. As per the New York State Department of Health, most MLTC plans in New York have staff who are proficient in more than one language. This enables them to communicate effectively with members who may not speak English as their first language, ensuring they receive the care and support they need.

Members can contact their local plan to find healthcare providers who speak their preferred language. This fosters clear communication, leading to better understanding and adherence to care plans.

Translation Services in MLTC

Aside from having bilingual staff, most MLTC plans in New York also offer oral translation services free of charge. These services are crucial in ensuring that all members, regardless of their language proficiency, can fully understand their care plan and make informed decisions about their health.

Moreover, written materials relating to the MLTC plan are also provided in multiple languages. This ensures that members can understand the terms, conditions, rights, and responsibilities associated with their plan.

According to the New York State Department of Health, members can request these translation services from their local plan. This step towards linguistic inclusion ensures that Managed Long-Term Care services remain accessible and understandable to all members, regardless of their linguistic background.

Overall, the availability of bilingual staff and translation services in MLTC plans in New York is a significant step towards ensuring equitable access to long-term care services. It reaffirms the commitment to providing comprehensive and personalized care to all members, regardless of their language proficiency.

References

[1]: https://www.health.ny.gov/healthcare/managedcare/mltc/aboutmltc.htm

[2]: https://www.medicareinteractive.org/get-answers/cost-saving-programs-for-people-with-medicare/medicare-and-medicaid/managed-long-term-care-mltc

[3]: http://health.wnylc.com/health/entry/114/

[4]: https://www.health.ny.gov/health_care/medicaid/program/longterm/mltc.htm

[5]: https://www.health.ny.gov/healthcare/managedcare/mltc/

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